Threshold Ledger
Note servicing software for people who owner-finance land and property.
Threshold Ledger is a web app for servicing owner-financed notes: you hold the note, your buyer pays monthly. It calculates daily interest to the cent, tracks late fees and accrued interest, produces payoff quotes in one click, and keeps a full audit trail of every payment posted. It runs in the browser — no installs — and your partners or bookkeeper can work in the same portfolio at the same time, from anywhere.
What it does
Daily interest, done right — matched against desktop servicing software to the cent
Late fees and accrued interest tracked in their own buckets
One-click payoff quotes
Every payment stamped with who posted it
Shared access — unlimited logins, no per-seat fees
Year-end buyer tax statements
Works on phone and desktop
Your business name and logo head your portfolio — the software stays in the corner
Pricing
$10 a month flat for 1–3 accounts. Four or more: $3.50 per account up to 15, $2.50 up to 100, $1.50 past that — and every plan includes unlimited logins. Annual billing takes two months off.
Built by Threshold Breaker — and used by Threshold Breaker to service SAREC's own land-note portfolio.
Threshold Ledger by Threshold Breaker.